Consumer Lending Products

We believe that everyone deserves the opportunity to achieve their financial aspirations. That’s why we offer a variety of consumer lending options designed to help you access the funds you need to reach your goals.

Achieve Your Financial Goals with Our Consumer Lending Options

From personal loans for unexpected expenses to home equity loans to finance home renovations, we have flexible options to meet your unique needs. Our lending experts will work with you to find the best option to achieve your financial goals, while keeping in mind your budget and payment preferences. Experience the peace of mind that comes with having a trusted financial partner by your side. Contact us today to learn more about our consumer lending options and how we can help you achieve your financial dreams.

Connect with our Consumer Lending Team!

*Please note: we can currently only originate loans in MI & FL*

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Consumer Closed-end Home Equity Loans

Unlock the equity in your home with this competitive fixed-rate loan.
Suitable for large expenses like home renovations, debt consolidation, or major purchases. Provides a lump sum of money.
Low closing costs. Fees may include the cost of title, flood, credit report & AVM, etc.

Home Equity LOC’s

Access the equity in your home! A Home Equity Line of Credit (LOC) offers the flexibility of a revolving line of credit.
Ideal for ongoing expenses or unpredictable financial needs. Borrow as needed and pay interest only on the amount used.
Low closing costs. Fees may include the cost of title, flood, credit report & AVM, etc.

Bridge Loans (Short Term Financing)

Used typically to access the equity of an existing home to purchase another home.
Interest-only payments (interest rate depends on credit score)
Low closing costs. Fees may include the cost of title, flood, credit report & AVM, etc.

Home Equity VISA®

Access the equity in your home with the convenience of a Visa® credit card.
Earn rewards when using your Visa® card to access the funds.
Fraud detection & protection services.
Low closing costs. Fees may include the cost of title, flood, credit report & AVM, etc.

Other Products Available

University Bank also offers:

Automobile Loans
Recreational Vehicle Loans (Boats, Motorcycles, RV’s etc.)
Personal Loans (Ideal for special purchases, debt consolidation, or unexpected expenses)
Credit Cards (Visa®)